Bold Wealth

Debt Recycling Strategy Calculator

Building wealth should be about more than numbers.

📊 Your Financial Journey

Annual Income

Current Home Loan

Monthly Recycling Amount

Starting Investment Balance

Recycle Starting Balance?

Pay down & recycle as lump sum Use starting balance to pay down home loan, then immediately redraw for investment (makes it tax-deductible)

Recycle Investment Distributions?

Recycle investment income (3% p.a.) Automatically use investment distributions/dividends to accelerate debt recycling each year

Interest Rate (%)

Expected Investment Return (%)

Marginal Tax Rate (%)

Time Horizon: 10 years

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Investment Portfolio

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Net Wealth Position

🧮

Cumulative Tax Savings

Deductible Debt

Debt Transformation Over Time

Wealth Accumulation Journey

Be Aspirational. Be In Control.

Debt recycling is a powerful strategy to transform non-deductible debt into tax-deductible debt while building your investment portfolio. Through careful planning and execution, we can help you take control of your financial journey and dream big about your future.

Book in a Discovery Call with Bold Wealth

This calculator provides estimates only. Actual results will vary based on market conditions, interest rates, and individual circumstances. Bold Wealth advisers can help you craft a roadmap tailored to meet your specific financial goals and objectives.

General Advice Disclaimer

This calculator demonstrates information that is general in nature. It does not take into account your objectives, financial situation or needs. You need to consider your financial situation and needs before making any decisions based on this information.

Any information or calculations provided are for illustrative purposes only and should not be relied upon as financial advice. For personalized advice tailored to your specific circumstances, please contact Bold Wealth to arrange a consultation with one of our qualified financial advisers.

Calculation Assumptions

Assumption	Value